Credit Essentials

Michael McNamara, Southern Trust Mortgage VP of the Credit Mortgage Office is a licensed CE Instructor, recognized credit expert & board adviser for the Southern Trust Mortgage Company. Laura Glasby is their top producing loan officer with offices in Southern Pines and Fayetteville.

Together they discuss many ways to help people improve their credit scores by a following some simple rules.  Much of this advice can alter and improve scores within 72 hours.

  • Ways to Improve Credit Scores
  • Different Credit Score Models
  • Pre-Application Credit Check up
  • Ways to Increase a Credit score
  • Impact of Inquiries
  • Credit Bureau Contacts
  • Fraud Alert & Security Freeze
  • Rebuilding Credit

From a real estate broker’s perspective, Southern Trust can provide buyers with a path to improving credit scores and qualifying for better interest rates.

This information is important to hear as it dispels many myths, whether you are a home buyer or not.

Fore Properties real estate broker, Tracy Gibson, joins the panels and helps provide a myriad of questions that many clients may ask.  Her firsthand experience and knowledge of this process makes her a valuable asset to any home buyer.

Laura Glasby – 910 850-7194,
Michael McNamara – 443 864-1150, e mail:

Unlock the Power – Personality & Work Behavior Assessment

DISC..Unlock the Power – Personality & Work Behavior Assessment at Keller
Williams – March 24th – 9:00 a.m. – 5:00 p.m.

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What is your best work realm? Driver..Influence…Steady, Stable…Compliance

Teacher, trainer and Keller Williams real estate broker, Cynthia Matheny talks about the value of DISC assessment to help any person find their strengths and power to best maximize their potential in any work force or any organization.

Cynthia will be speaking and training at the Keller Williams Market Center at 195 Short Street, Southern Pines from 9:00 a.m. – 5:00 p.m. on Thursday, March 24th. There is no charge to attend this workshop.

Keller Williams team leader, Ashley Johnson joins me to discuss with Cynthia the important ramifications of knowing your strengths and how to most effectively work seamlessly with others.



IMG_0007Kristi Snyder, a real estate broker with Towering Pines Real Estate is our featured guest.  Kristi has been very successful working with military families in their purchase of Moore County real estate.  She walks us through the many twists and curves of a real estate transaction; specifically as it pertains to the special needs of our military families. Kristi can be reached at 910 624-5411. IMG_0003Movement Mortgage lender, JasonBrooks adds a lot of important information for military families to know about the loan process. Jason can be reached at 910 920-7283.

Kristi’s assistant and team leader, Mandy Miller adds a lot of important information about her own real estate experience with her husband, as they too were a military transfer to the area.


Radio-Show-2First Time home buyers will benefit greatly from the qualified & experienced advice shared during this spirited discussion amongst some of Moore County’s top professionals in the real estate industry.
Real estate broker, Sarah O’Brien, from Keller Williams Realty,,, 910 690-4236, local lender, Kelli Beckel, AES Lending,, 910 684-4302,, & appraiser, Jerrell Coleman,, 910 215-8989 join host Bill Sahadi,, 910 638-0888,, to discuss a myriad of issues to assist first time buyers in their quest to purchase a home.
Some of the items discussed include:
Lending programs – Appraisal issues – Guidelines for selecting the right home – Rent vs. buy options – Pre-qualification letters, -The value of a local lender – Benefits of working with a qualified real estate broker –Foreclosures & short sales – How to find the right values in today’s real estate market – Understanding your temperament for updates, repairs and improvements – Realizing that the best values are not necessarily just the lowest cost options.



Bill Sahadi is joined by real estate brokers Elaine Rios of Keller Williams & Linda Criswell, the managing broker of Prudential’s Pinehurst office, to discuss the many facets of our real estate landscape in 2012. Proper seller preparation is the key and there are many tips Elaine & Linda offer. Broker to broker relationships are discussed as well as many win-win scenarios for buyer and seller alike.